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Mortgage

Buying a home does not have to be complicated. With Janesville State Bank, we strive to provide the best home buying experience possible.

Contact A Mortgage Lender


Home Mortgage Loans

Whether you are looking to purchase a home, refinance to a lower rate, or need financing for cash-out to complete some home improvements, our lenders are there to find the right mortgage solution for you.


Details

  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residences, second homes, vacation homes, or investment properties
  • A wide range of financing programs available
    • Conventional loans
    • Long term fixed-rate mortgages
    • Balloon loans
  • Loan officers who know the community and the market
  • Flexible terms to fit your budget
  • Quick, local decision-making and processing

Home Equity Loans

Upgrading your kitchen or adding a shed to the backyard? Janesville State Bank offers Home Equity options to suit your needs.


Details

  • Competitive rates for one-time or ongoing needs such as:
    • Home remodel project
    • Debt consolidation
    • Emergency reserve
    • Major life events
  • One time or revolving advance options available
  • Existing home equity is used as collateral
  • Flexible terms to fit your budget
  • Quick, local decision-making and processing