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Privacy Policy

Rev. 12/2010

Printable PDF Version of Privacy Policy

JANESVILLE STATE BANK Privacy Policy

Facts on what JANESVILLE STATE BANK will do with your personal information.
FACTS

WHAT DOES JANESVILLE STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • overdraft history and transaction or loss history
  • checkig account information and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons JANESVILLE STATE BANK chooses to share; and whether you can limit this sharing.


Overview of what we can, cannot and have chosen not to share of your personal information.
Reasons we can share your personal information Does JANESVILLE STATE BANK share? Can you limit this sharing?

For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes
information about your creditworthiness

No

We don't share

For affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?
Call (507).234.5108 or go to www.janesvillestatebank.com

What we do

How does JANESVILLE STATE BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does JANESVILLE STATE BANK collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or make deposits or withdrawels from your account
  • open an account or make a wire transfer
  • show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • JANESVILLE STATE BANK does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • JANESVILLE STATE BANK does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • JANESVILLE STATE BANK doesn't jointly market.